For many Illinois estranged couples, negotiating a fair settlement as part of a divorce is only one of many emotional, practical and financial changes that can accompany the end of a marriage. In most cases, assets are frozen during the divorce process itself. This means that after a final decree has been obtained from the courts, a great deal of the work to implement those decisions remains for the former spouses. This can be the most important part of the property division process, and it can require a significant amount of paperwork, even when people are looking forward to a real conclusion.

If one party will keep the house, a series of changes will be necessary to make that decision a reality. The person who will remain in the home will generally need to refinance the mortgage. At the same time, the other party will need to execute a quitclaim deed. Other assets will also need to be retitled, from brokerage accounts to cars and boats.

Separating health insurance can be another challenge to accompany the finalization of a divorce. The party who was responsible for providing health insurance will need to change records with the insurance company. In addition, the other party will need to enroll in an insurance plan. Divorce is a qualifying life event that allows people to enroll in health insurance at any time, even outside the general enrollment period.

There are a range of matters to be dealt with after the divorce is final, including estate planning changes. A family law attorney can provide guidance throughout the divorce process, even after the decree has been issued.